Pension Calculator
Project your pension pot at retirement and the income it might provide.
Your Pension
£
£
%
At Retirement
Projected Pot
—
You'll have paid in—
Investment growth—
Est. yearly income (4%)—
Frequently Asked Questions
We grow your current pot and your monthly contributions at your expected annual return, compounded monthly, up to your retirement age. Real returns vary, so treat it as a guide, not a guarantee.
A rough guide that you can withdraw about 4% of your pot a year in retirement. On a £400,000 pot that is roughly £16,000 a year. It is an estimate, not advice.
No — this is a general projection tool. For decisions about your pension, speak to a regulated financial adviser.
Projecting Your Pension
Two things drive your final pot: how much you pay in, and how long it has to grow. Because returns compound, contributions made in your 20s and 30s do far more work than the same amount paid in later.
Related calculators
See general growth with compound interest, set targets with the savings goal calculator, or check take-home pay with the salary calculator.